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	Create New Topic   My Posts   My forum buddies   Invite friends   Private messages Russian brides > Main Forum > iKobo bank transfers Author Post Chris2008 Member send PM   block PM add to buddies Send: 11/8/2008 8:12:51 AM   I have been using the iKobo card transfer system to send some money to my fiance in Lugansk. I notice today that, after many years, iKobo has shut down! See http://www.bizjournals.com/atlanta/stories/2008/11/03/daily100.html iKo bo seems to be another victim of the world financial crisis. So.. I need another way to make some payments apart from Western Union which is really expensive!! Can anyone recommend a bank that accepts private (non commercial) transfers from Australia and doesn't take too much in commission on the way through? Does this bank have to be in Lugansk? Thank you, Chris. beemer18 Member send PM   block PM add to buddies Send: 11/8/2008 12:07:26 PM   Chris....I too used ikobo.....not for a couple months now but I did get same notice as you did. I use moneygram now, it is a little cheaper than western union. I did wonder about how expensive ikobo really was. So many incremental costs. $1.99 for withdrawals, 1% for exchange fee( when used) and $.99 for monthly fee. Maybe someone else has another another site. bowhunter Member send PM   block PM add to buddies Send: 11/8/2008 1:48:32 PM   I wonder if an old fashioned atm card would work for her? they have the visa or mastercard symbol and very low fees. I used mine in an atm while I was there just had to let my bank know where I was going beforehand. beemer18 Member send PM   block PM add to buddies Send: 11/8/2008 2:00:47 PM   Bowhunter...wait until you see fees for using your atm card for withdrawals. My bank charged $5.00 for each withdrawal. If used like a credit card to pay for dinner, I got a fair rate. One credit card company charged some kind of currency xchange rate charge. bowhunter Member send PM   block PM add to buddies Send: 11/8/2008 2:04:38 PM   the fee was .07 for the exchnage and under 5 for the atm. still cheeper than western union. Dunromin Member send PM   block PM add to buddies Send: 11/8/2008 9:12:30 PM   I find this too funny. Here you are dolling out loot to someone halfway around the world and you are trying to find a cheaper way to do it!!! That’s akin to trying to find the best value poker machine in a casino..........if your money is of any value to you, why would you be there in the first place? GeminiDreams Member send PM   block PM add to buddies Send: 11/9/2008 1:17:36 PM   There are a number of banks in Ukraine that accept transfers into accounts directly. I do it via internet banking with a foreign transfer. There are usually fees, my bank charges a flat $A20 and the receiving bank usually takes out $us25. These are flat fees and they give me the exchange rate available at the time if I want to compare rates. I have only used Western Union twice and found them fairly expensive. It depends how much you transfer as the above are flat fees the more sent the less the effective fee. My wife has an account at Aval bank and it only accepts $US deposits. Maxirat Member send PM   block PM add to buddies Send: 11/9/2008 4:51:23 PM   The M-inlaw has one of my wifes Eftpos cards from NZ bank. Every so often she uses it when we MAKE her (they hate spending these women) We get her to withdraw at least 2000grv as we get a $7NZ fee charge. The transfer rate is much better than WUnion etc, but I think the NZ bank would not be happy if they knew my wifes card in another hand. Rag'n'Bull Member send PM   block PM add to buddies Send: 11/9/2008 7:12:04 PM   In the UK now, and I'm sure elsewhere, we have these 'pay as you go' debit cards, the UK Post Office call it their 'Travel Money Card', it's a 'Visa Electron'. Providing one puts a decent amount of money on it it costs 1.5% to load the money and normal Visa rates apply to spend the money. The joy with these cards is that no name appears on it but it is good for spending on or withdrawing from ATM's on. peteb Member send PM   block PM add to buddies Send: 11/14/2008 2:10:27 AM   yep martin i have one of those post office cards. i also took out a tuxedo account and left a card with olya so i could send her money while here in uk. if i pay cash onto it she gets it straight away. cheaper than WU but still quite expensive. /pete Chris2008 Member send PM   block PM add to buddies Send: 11/15/2008 1:35:21 AM   Thank you for the suggestions. My plan (being in Australia) is to open a bank account, in this case a Commonwealth Bank savings account with a Mastercard debit card, and then send her the card. I deposit here, and she collects from the ATM there. I'm only sending money to one person, so this account approach should work, provided the card works in the ATMs there -- which is should, being Mastercard. The added benefit, it seems, is that the money is converted once, from AUD to Ukrainian money. iKobo and some bank transfers require currency to be convered to $US, then to local money, which means two conversions and two commissions, unless you are one of our American friends. What do you think? Dunromin Member send PM   block PM add to buddies Send: 11/15/2008 5:32:32 PM   Quote: “What do you think?”. I think your comment about only sending money to “one” person is hilarious. Not that you’d be interested but I also think you are stark raving mad. Princesses, even FSU Princesses survived long before the White Knights from the West arrived. Rag'n'Bull Member send PM   block PM add to buddies Send: 11/15/2008 7:12:33 PM   Pete, Well the reason I have the PO debit card is because my credit card is Latvian, I can use it anywhere in the world except for various online vendors in this poxy (non international mentality) group of islands of ours, 'Barclays' are the problem, they simply cannot online credit check a card that isn't British and so many vendors use Barclays for their online checks. If I load a minimum of GBP300 at a time on it then it's a surcharge of 1.5% and that has to be cheaper than for a Brit to send money WU because we get stung for WU's exchange rates to dollars, euros etc. Rag'n'Bull Member send PM   block PM add to buddies Send: 11/15/2008 8:05:02 PM   “What do you think?”. I think that one can only open a bank account in one's own name! Maxirat Member send PM   block PM add to buddies Send: 11/16/2008 2:47:31 AM   Chris I said above it works. You will be doing the same as us. But dont tell the Aussie bank that you giving your card to someone else, especialy on the other side of the world. You will need to replace it on expiry, but she will have 2 years use kiwinorth Member send PM   block PM add to buddies Send: 11/16/2008 4:31:01 AM   Chris,, commission i dealt if you will get around such.. look up travelex, they are called "cash passport", they are disposable visa cards, find at any international airport or most citys.. you get two cards for every account you open, send her one of these cards by mail, and give her pin number when she gets it,, you can load these accounts through Internet banking or at different travel or western union places,,, its convenient and safe.. peteb Member send PM   block PM add to buddies Send: 11/16/2008 5:01:23 AM   danny: i haven't sent her all that much money, it's just been to help out with our rent. i *should* have been living with her ages ago! but at last i am moving in with her in kyiv on tuesday, flying from gatwick. i can't wait! :-) /pete Chris2008 Member send PM   block PM add to buddies Send: 11/16/2008 5:21:01 AM   Thanks again everyone. Dunromin, there's nothing "hilarious" about this. Have you ever supported a partner or prospective partner? Millions of people around the world do it everyday. It's just that mine happens to be in the Ukraine. Rag'n'Bull Member send PM   block PM add to buddies Send: 11/16/2008 6:20:18 AM   Won't a bank become a little suspicious if, perhaps on the same day, the account/card holder is paying money in in Australia and taking it out on the other side of the world? Should make for an interesting bank statement, the account/card holder back and forth across the world a few times each month! Chris2008 Member send PM   block PM add to buddies Send: 11/20/2008 7:56:46 AM   Danny, we first met face-to-face and have spent a lot of time together and living together in Lugansk. I have another question. She is about to send me a whole heap of documents for our visa. Fedex seems the most reliable service to courier these, but Fedex charges c. A$150 to Australia for up to 500 grams. In contrast, I can forward goods to her using Australia Post's Express Courier International for c. A$50. That service includes tracking. Faced with no option, I would probably go Fedex because, ultimately, the security of these documents is paramount. But if there is a secure alternatives, I would like to know about it. Cheers. Your Reply: Your name:   New Registration Password:   Forgot password?   refresh Code:   Russian brides > Main Forum > iKobo bank transfers
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