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	Create New Topic   My Posts   My forum buddies   Invite friends   Private messages Russian brides > Main Forum > Money, Economy, Budget,...... Author Post ron Member send PM   block PM add to buddies Send: 7/8/2004 4:00:06 AM   Olga "they forgot to mention something here", actually they didn't the story was about the new and upcomming siberian middle class. But i looked in to the wealth of russians sinds i noticed a diverence between -the stories that russians earn (dependend of which source) 40,60 or a 100 per month and - the qualitie of furniture clothes big screen tv's stacks of video's gameboy's etc that i see on many of the girls pictures. I do know that many of the girls at the agencies are better educated or have better jobs than the average fsu citizins, but still the diverence puzzled me. ron Member send PM   block PM add to buddies Send: 7/8/2004 4:10:15 AM   "Guta issued a press release saying the deal had already been signed, but Vneshtorgbank refuted that, saying acquisition talks should be over by the "end of the week."" gafin said ""Alfa has fallen victim to a well-prepared campaign aiming to discredit its name. We know who did it" It looks to me a very cut-throat way of doing buisness the bank is probably not in as big a problem as it appears, but as a customer has of course no way of knowing. Aren't there any foreign banks in ukraine? I would expect at least a bunch of turkisch banks but also others. ron Member send PM   block PM add to buddies Send: 7/8/2004 5:16:59 AM   a bit interesting is the following link http://www.cipe.org/publications/fs/ert/e15/ukrain.htm completly boring http://www.ineko.sk/euroreform/menu4_mejstrik.pdf Basicly i didn't find out anything about foreign banks in ukrain, From what i read is that 5 larger soviet banks control the ukrain banking market, there is a very low capitalisation (stocks, bonds, bankaccount)even compared to countries as moldava and as bad as georgia etc, and that there are about 200 new small banks. That the low capitalisation wil be a problem for future economic growth, as will be (the slowly improving) lack of law's en enforcement of those laws (in the banking sector). Ptichka Member send PM   block PM add to buddies Send: 7/8/2004 5:19:26 AM   Well we don't have foreign banks in Ukraine. at least here in the Eastern part of it. And actually that article (to which Olga gave a link) was about Russian banks and not about Ukrainian. Ptichka Member send PM   block PM add to buddies Send: 7/8/2004 5:20:57 AM   There are no soviet banks in Ukraine, you mix something up. We have the National bank (which makes the policy of Ukraine in banking), and some other big banks, but they are neither soviet, nor foreign. Dale E Member send PM   block PM add to buddies Send: 7/8/2004 5:59:50 AM   Does the average person cash his work check at a bank or some other method? If the person doesn't have a banking account, do they charge extra fees for cashing them? Ptichka Member send PM   block PM add to buddies Send: 7/8/2004 6:08:04 AM   Actually usually the salaries are given in cash. OK in Universities, like it was in mine, and still is, Privatbank made free of charge accounts for all students who studied free of charge and for all teachers, and the salaries and scholarships were put there, but still people prefer to get money in cash as then you can get all the money you're supposed to, and when getting the money from cards (which Privatbank also did free of charge) you can't get money less then 5 grivnas, and it's not good for any person here. On private firms the salaries are given out in cash. ron Member send PM   block PM add to buddies Send: 7/8/2004 6:49:00 AM   Ptichka "There are no soviet banks in Ukraine". I based my remark on the following peace of text: "The commercial banking system has witnessed a sea change since the Soviet era. Back then, five Moscow-based state banks completely monopolized Ukraine's financial system. Although these banks, which have become joint-stock companies, continue to account for 65% and 81% of short- and long-term credits" I must say that i did not notice the BACK THEN PART in the tekst, but that there is still a strong influence on ukraine finacial system. But going to deep into this doesn't sound like anything for this forum. Or of interest to anyone here including me. Up to the 70's or so salaries where given in cash here as wel, that meant that quite a lot of women would once a month pick up there man from work, being afraid that before bringing the money home they would spent some in the pub. ;) Ptichka Member send PM   block PM add to buddies Send: 7/8/2004 6:58:03 AM   Ron you see, the idea of articles, depends on who write them, Russian or Ukrainian authors...:) Well the fear that the husband will spend the money in a bar is a common thing here as well, which personally I find a stupid thing. It's like when a woman gets her salary, the husband should also meet her in fear that she will spend some money on cosmetics or underwear...of course it's IMHO:) GLTALLTOAD Member send PM   block PM add to buddies Send: 7/8/2004 11:23:00 AM   Ron, The information about the current situation with the russian banking system is quite relevant to anyone from the west trying to learn how life is in russia and FSU countries. The details and mechanisms of the financial system of the country in question may seem more boring than dancing with his own sister to some men, but they're important nuggets of knowledge. And knowledge NEVER occupies too much space toad GLTALLTOAD Member send PM   block PM add to buddies Send: 7/8/2004 11:35:00 AM   Damn!!! I have not been paid in cash in over 30 years, lol...:)) Pitchka, What you explained tells me there is little or no consumer commercial/bank credit systems available in Ukraine. Cash salary systems these days are the most primitve forms of financial exchange. In the US, for instance, cash and even personal checks usage continues to decline steadely. Salaries are deposited electronically into bank accounts weekly, monthly or bi-monthly. To pay for goods and services individuals use bank cards that deduct the amount spent directly from the checking or savings account at the point of purchase. toad Ptichka Member send PM   block PM add to buddies Send: 7/8/2004 11:40:12 AM   Toad...you see, I think that each system has it's + and -. As my dad says "Marya Ivanna (the usual thought-out name of an imaginary elderly lady, rather fat, and this name is used in anecdotes very often) never needs electricity to work, she never breaks, and she doesn't need oil to be lubricated like machines, and she always remembers who should be paid, and how much and so on". :) I can't speak for the rest, but for me it's easier to pay in cash, this way I always know how much money I spent, and I can plan how much money I can spend each day...it's easier for me, and I think that a person should choose what is easier for him:)) Don't you agree??? GLTALLTOAD Member send PM   block PM add to buddies Send: 7/8/2004 11:47:52 AM   No, Pitchka. I don't agree at all. Even though CREDIT is a double edge knife for consumers who abouse it or use it in complete ignorance, it is one of the most effective ways to foment growth at all levels of society. Credit, not cash or gold, is the flag symbol of democracy and capitalism. toad Ptichka Member send PM   block PM add to buddies Send: 7/8/2004 11:50:43 AM   Toad...I agree that credit may be a very good help but as our proverb says "you borrow somebody's money for some time, and you give out yours forever"...my parents took a credit, and it was a hard time paying it out...the % here are higher then there...usually it's about 15 % per year. Ptichka Member send PM   block PM add to buddies Send: 7/8/2004 11:51:15 AM   Sorry I forgot to add that I read that % here are higher then in foreign countries...silly me!!!:) Man Member send PM   block PM add to buddies Send: 7/8/2004 11:57:36 AM   You are right Ptichka cash is better. However Governments around the world increasingly are making it harder to use cash and easier to use electronic money because it is easier for them to trace and control their citizens. And make sure they pay enough taxes to them. In rural areas of Austratia people have gone back to bartering for goods and services to get away from government control. Now they want to make it harder to barter. .......WE all have a right to use cash but i'm afraid if we don't use it we'll lose it. GLTALLTOAD Member send PM   block PM add to buddies Send: 7/8/2004 12:23:42 PM   I only wish western countries would develop educational programs to teach their citizenry to use credit prudently. Man, electronic cash is much more convenient and safer. Man Member send PM   block PM add to buddies Send: 7/8/2004 12:26:43 PM   Convenient as in fast food? Ptichka Member send PM   block PM add to buddies Send: 7/8/2004 12:26:59 PM   Toad, we may argue here for a long time, but isn't it better to admit that each chooses what is best for him??? I admit that for you using electronic cash is better, as you say it, but why can't you admit that for me cash is better??? Dale E Member send PM   block PM add to buddies Send: 7/8/2004 1:32:19 PM   I agree with both of you, cash works better in Ptichka's situation and electronic deposit is better for Toad. But I think in the far off future, money as we know it will be totally eliminated and everyone will be on some type of earned points system. Your Reply: Your name:   New Registration Password:   Forgot password?   refresh Code:   Russian brides > Main Forum > Money, Economy, Budget,......
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